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Personalised credit for you. Rates from 19.9% APR and terms up to 48 months.
Repayment Options To Suit Everyone
Flexible finance
• Rates from 19.9% APR
• Choose your term up to 48 months
• Low deposit
• Get a personalised offer with no impact on your credit file*
• Pay in 4 feature**
Pay in 4
Pay in 4 is a feature of the loan that allows you to settle your loan in full within 4 months and Snap will cancel the interest. This is called the Pay in 4 period.* This is a personal loan and interest is applied from the time you get your goods or services.
When you"re approved you will have the option to select 'Pay in 4' or spread your repayments across the whole loan term. If you select 'Pay in 4' you will be set up on a shorter loan repayment schedule to clear your balance in 4 months, meaning that any interest will be cancelled.
* A hard credit search is required at point of completion
**The Pay in 4 feature is only available on certain Snap Finance products. Opt in is required, terms & conditions apply.
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Representative 29.9% APR
Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1,150, Annual Fixed Interest Rate 26.47%, Monthly Payment £62.54, Term 24 months, Total Payable £1550.96, Representative 29.9% APR